Category: Device Financing
-

How Datacultr’s Device Lock Encourages Regular Payments for Device Financing in South Africa
Home Device financing in South Africa is a lifeline for millions striving to participate in the digital economy. However, market challenges like limited access to credit and high device costs make smartphone ownership a hassle. Datacultr is playing a major role in overcoming this challenge of affordability by making device financing secure and accessible across…
-

Right Party Contact (RPC): The Secret to Higher Collection Success
Home In the collections world, achieving a high Right Party Contact (RPC) rate is critical. It directly impacts the effectiveness of collection campaigns, recovery rates, and the overall efficiency of the debt recovery process. But as any collections professional knows, reaching the right person at the right time isn’t always easy. That’s why improving your…
-

Why Traditional Debt Collection Strategies Are Failing?
Home For years, debt collection has relied on endless phone calls, SMSs, WhatsApp messages, emails, and notices; a majority of which go unanswered, unread, and undelivered. Add to that, today’s customer is bombarded with promotional calls and messages most of which are spam. By the time you finish reading this article, you would have already…
-

Device Financing in Vietnam: Strategies For Financial Institutions To Mitigate Risks and Drive Growth
Home Vietnam’s digital revolution is unstoppable. Smartphones, tablets, and premium devices are no longer luxuries but necessities. Consumers want the latest tech, but not everyone has the cash to pay upfront. Enter smartphone financing—a game-changer for banks, NBFCs, and telecom operators looking to tap into Vietnamese people’s growing aspirations. The catch? Risk. Defaults. Fraud. That’s…
-

Smart Device Financing Solutions with 100% Contact-ability
Home As a financier in Sri Lanka, you’ve provided a smartphone loan and are expecting timely repayments. But when the due date arrives, the borrower ghosts you. Sound familiar? You’re not alone in this. With over 80% smartphone penetration and a rapidly growing digital economy, Sri Lanka’s consumer financing market is expanding fast. However, high…
-

Datacultr Paving the Way for Mexico’s Digital Transformation by Securing Tablet Financing Options
Home Imagine a Mexico where every student has access to interactive digital learning, and every small business operates with super efficiency. Sounds quite transformative, doesn’t it? Tablets are making this vision a reality, but there’s a challenge: affordability. Here’s where Datacultr steps in. We understand that high upfront costs often keep individuals and businesses from…
-

Enabling Affordable Access to Smartphones by Securing Device Financing in Nigeria
Home Smartphones have evolved beyond being basic communication devices—they are a gateway to a lifestyle enabling e-commerce, healthcare, financial services, etc., In Nigeria, where digital connectivity is pivotal in order to bridge the socio-economic gaps, access to smartphones is still a major barrier for many. Datacultr is playing a major part in overcoming the obstacle…
-

Boosting Digital Literacy in Kenya Through Datacultr’s Affordable Smartphone Financing Solutions
Home Kenya, is the leader in mobile technology and digital innovation across Africa, boasting around 35.2 million smartphones in the country in June 2024, a 14 percent increment from the 30.7 million recorded in June 2023. Despite these impressive numbers, the affordability of smartphones remains a constant barrier to enhancing digital literacy in the country.…
-

Device financing and bundling opportunities for Telcos to drive affordability in the Philippines
Home The Philippines ranks among the fastest-growing digital economies in Southeast Asia, with over 86 million active internet users and mobile internet penetration at 73.6% as of 2024. With impressive internet penetration numbers, one can assume active user stats to be phenomenal. However, according to GSMA data, nearly half of the mobile users still use…
-

Datacultr paving the way for device financing in Philippines
Home Great rewards need not always come with greater risk! Philippines is at the cusp of a Digital Revolution with mobile internet penetration at 73.6% consisting of around 86.98 million active internet users at the start of 2024. The next phase of digital push however requires the ecosystem to think differently, device affordability is a…